Includes all politicians who were in office at any point during the 115th Congress.

S. 1642 - Protecting Consumers' Access to Credit Act of 2017

Finance and financial sector. 115th Congress (2017-2018) View bill details
Sponsor:
Summary:
A bill to amend the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to require the rate of interest on certain loans remain unchanged after transfer of the loan, and for other purposes. (by CRS) 
Status:
The bill has been referred to committee. 
There have been no votes on this bill.

Protecting Consumers' Access to Credit Act of 2017

S. 1642 — 115th Congress (2017–2018)

Summary
A bill to amend the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to require the rate of interest on certain loans remain unchanged after transfer of the loan, and for other purposes. (by CRS)
Learn More
At OpenCongress
Title
A bill to amend the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to require the rate of interest on certain loans remain unchanged after transfer of the loan, and for other purposes.
Other Titles
  • Protecting Consumers' Access to Credit Act of 2017
  • Protecting Consumers’ Access to Credit Act of 2017
  • Protecting Consumers' Access to Credit Act of 2017
Sponsor
Mark R. Warner
Co-Sponsors
Subjects
  • Finance and financial sector
  • Banking and financial institutions regulation
  • Consumer credit
  • Credit and credit markets
  • Federal preemption
  • Interest, dividends, interest rates
Related Bills
Major Actions
Introduced7/27/2017
Bill History

There have been no votes on this bill.

ActionDateDescription
Introduced7/27/2017
7/27/2017Introduced in Senate
7/27/2017Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
NumberSponsorDate OfferedStatus

Total contributions given to Senators from interest groups that…

10 Organizations Support and 25 Oppose; See Which Ones

Organizations that took a position on
Protecting Consumers' Access to Credit Act of 2017

10 organizations support this bill

American Bankers Association
Undersigned organizations (2017, October 5). ICBA Urges Meaningful Regulatory Relief Before Year-End 2017. Retrieved October 6, 2017, from Independent Community Bankers of America.
Clearing House Association
Undersigned organizations (2017, October 5). ICBA Urges Meaningful Regulatory Relief Before Year-End 2017. Retrieved October 6, 2017, from Independent Community Bankers of America.
Consumer Bankers Association
Undersigned organizations (2017, October 5). ICBA Urges Meaningful Regulatory Relief Before Year-End 2017. Retrieved October 6, 2017, from Independent Community Bankers of America.
Financial Innovation Now
Undersigned organizations (2017, October 5). ICBA Urges Meaningful Regulatory Relief Before Year-End 2017. Retrieved October 6, 2017, from Independent Community Bankers of America.
Financial Services Roundtable
Undersigned organizations (2017, October 5). ICBA Urges Meaningful Regulatory Relief Before Year-End 2017. Retrieved October 6, 2017, from Independent Community Bankers of America.
Independent Community Bankers of America
Undersigned organizations (2017, October 5). ICBA Urges Meaningful Regulatory Relief Before Year-End 2017. Retrieved October 6, 2017, from Independent Community Bankers of America.
National Federation of Independent Business
Undersigned organizations (2017, October 5). ICBA Urges Meaningful Regulatory Relief Before Year-End 2017. Retrieved October 6, 2017, from Independent Community Bankers of America.
National Small Business Association
Undersigned organizations (2017, October 5). ICBA Urges Meaningful Regulatory Relief Before Year-End 2017. Retrieved October 6, 2017, from Independent Community Bankers of America.
Small Business & Entrepreneurship Council
Undersigned organizations (2017, October 5). ICBA Urges Meaningful Regulatory Relief Before Year-End 2017. Retrieved October 6, 2017, from Independent Community Bankers of America.
U.S. Chamber of Commerce
Undersigned organizations (2017, October 5). ICBA Urges Meaningful Regulatory Relief Before Year-End 2017. Retrieved October 6, 2017, from Independent Community Bankers of America.

25 organizations oppose this bill

Allied Progress
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
Americans for Financial Reform
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
California Reinvestment Coalition
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
CALPIRG
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
Center for Economic Integrity
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
Center for Global Policy Solutions
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
Center for Responsible Lending
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
Consumer Action
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
Consumer Federation of America
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
Consumers Union
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
Demos
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
Ecumenical Poverty Initiative
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
empire justice center
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
Hispanic Federation
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
Just Harvest
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
National Association of Consumer Advocates
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
Public Justice
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
Public Justice Center
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
Public Law Center
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
Reinvestment Partners
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
Southern Poverty Law Center
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
U.S. PIRG
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
UNITE HERE
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
United for a Fair Economy
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.
Woodstock Institute
Undersigned organizations (2017, September 11). Congress Should Reject Rent-A-Bank Predatory Lending Legislation. Retrieved September 13, 2017, from Center for Responsible Lending.

Need proof?

View citations of support and opposition

Includes reported contributions to congressional campaigns of Senators in office during the 115th U.S. Congress, from interest groups invested in the vote according to MapLight, November 29, 2010 – November 28, 2016.
Contributions data source: OpenSecrets.org

Contributions by Legislator

Namesort iconPartyState$ From Interest Groups
That Support
$ From Interest Groups
That Oppose
Andrew Lamar AlexanderRTN$166,378$17,350
Tammy BaldwinDWI$47,700$602,652
John BarrassoRWY$101,966$1,000
Michael F. BennetDCO$386,675$677,313
Richard BlumenthalDCT$104,300$24,885
Roy BluntRMO$370,575$97,930
Cory A. BookerDNJ$354,667$160,234
John BoozmanRAR$219,600$11,585
Sherrod BrownDOH$267,630$584,429
Richard BurrRNC$326,650$15,950
Maria CantwellDWA$64,500$21,432
Shelley Moore CapitoRWV$534,174$9,000
Ben CardinDMD$65,200$72,750
Tom CarperDDE$233,864$29,600
Bob CaseyDPA$175,930$106,563
Bill CassidyRLA$180,875$11,549
William Thad CochranRMS$156,575$12,850
Susan M. CollinsRME$134,200$3,000
Christopher A. CoonsDDE$205,666$84,472
Bob CorkerRTN$557,160$20,600
John CornynRTX$474,515$5,000
Catherine Cortez MastoDNV$78,277$1,420,476
Tom CottonRAR$496,605$26,787
Mike CrapoRID$470,400$0
Ted CruzRTX$429,655$15,849
Steve DainesRMT$247,400$1,400
Joe DonnellyDIN$211,881$83,644
Tammy DuckworthDIL$119,671$855,362
Dick DurbinDIL$62,250$70,188
Mike EnziRWY$74,600$1,000
Joni ErnstRIA$98,632$750
Dianne FeinsteinDCA$96,500$26,294
Deb FischerRNE$194,470$1,500
Jeff FlakeRAZ$197,222$1,500
Al FrankenDMN$67,485$248,734
Cory GardnerRCO$403,803$9,703
Kirsten E. GillibrandDNY$372,170$165,178
Lindsey GrahamRSC$203,222$9,200
Chuck GrassleyRIA$178,081$11,050
Kamala D. HarrisDCA$58,268$542,991
Margaret Wood HassanDNH$89,317$1,064,994
Orrin G. HatchRUT$252,566$20,550
Martin HeinrichDNM$49,224$190,795
Heidi HeitkampDND$145,000$65,572
Dean HellerRNV$262,096$3,500
Mazie K. HironoDHI$58,250$193,373
John HoevenRND$82,430$2,833
Jim InhofeROK$98,057$4,750
Johnny IsaksonRGA$325,720$4,100
Ron JohnsonRWI$285,966$5,725
Tim KaineDVA$231,400$433,028
John KennedyRLA$61,750$1,500
Angus S. King, Jr.IME$39,500$30,715
Amy KlobucharDMN$191,700$44,435
James LankfordROK$274,427$24,500
Patrick J. LeahyDVT$25,140$80,865
Mike LeeRUT$112,475$253
Joe Manchin, IIIDWV$184,000$37,125
Ed MarkeyDMA$101,276$231,848
John McCainRAZ$213,050$43,338
Claire McCaskillDMO$206,364$187,908
Addison "Mitch" McConnellRKY$873,594$23,900
Bob MenéndezDNJ$234,258$72,450
Jeff MerkleyDOR$46,536$109,403
Jerry MoranRKS$237,099$18,000
Lisa MurkowskiRAK$67,993$3,500
Chris MurphyDCT$171,269$293,940
Patty MurrayDWA$151,769$245,324
Clarence "Bill" NelsonDFL$189,750$101,168
Rand PaulRKY$119,749$5,395
David PerdueRGA$255,175$5,400
Gary C. PetersDMI$409,066$276,920
Rob PortmanROH$809,280$19,160
John "Jack" ReedDRI$113,800$9,275
Jim RischRID$101,250$0
Charles "Pat" RobertsRKS$212,925$4,439
Mike RoundsRSD$267,510$1,750
Marco RubioRFL$349,610$22,772
Bernie SandersIVT$9,850$339,535
Ben SasseRNE$163,850$3,700
Brian SchatzDHI$183,748$114,151
Chuck SchumerDNY$698,455$124,071
Tim ScottRSC$418,770$10,300
Jeanne ShaheenDNH$105,200$167,550
Richard C. ShelbyRAL$566,321$0
Debbie StabenowDMI$233,917$103,426
Luther StrangeRAL$0$0
Dan SullivanRAK$182,044$6,845
Jon TesterDMT$544,679$162,472
John ThuneRSD$217,344$6,971
Thom TillisRNC$265,724$7,201
Patrick J. ToomeyRPA$980,759$53,355
Tom UdallDNM$46,370$99,771
Chris Van HollenDMD$242,785$253,861
Mark R. WarnerDVA$530,520$70,714
Elizabeth WarrenDMA$190,148$1,883,768
Sheldon WhitehouseDRI$75,959$38,357
Roger F. WickerRMS$92,194$1,250
Ron WydenDOR$202,984$96,800
Todd YoungRIN$322,400$10,350

Add Data Filters:

Legislator Filters
Legislator Filters
NamePartyState$ From Interest Groups
That Support
$ From Interest Groups
That Oppose
Andrew Lamar AlexanderRTN$166,378$17,350
Tammy BaldwinDWI$47,700$602,652
John BarrassoRWY$101,966$1,000
Michael F. BennetDCO$386,675$677,313
Richard BlumenthalDCT$104,300$24,885
Roy BluntRMO$370,575$97,930
Cory A. BookerDNJ$354,667$160,234
John BoozmanRAR$219,600$11,585
Sherrod BrownDOH$267,630$584,429
Richard BurrRNC$326,650$15,950
Maria CantwellDWA$64,500$21,432
Shelley Moore CapitoRWV$534,174$9,000
Ben CardinDMD$65,200$72,750
Tom CarperDDE$233,864$29,600
Bob CaseyDPA$175,930$106,563
Bill CassidyRLA$180,875$11,549
William Thad CochranRMS$156,575$12,850
Susan M. CollinsRME$134,200$3,000
Christopher A. CoonsDDE$205,666$84,472
Bob CorkerRTN$557,160$20,600
John CornynRTX$474,515$5,000
Catherine Cortez MastoDNV$78,277$1,420,476
Tom CottonRAR$496,605$26,787
Mike CrapoRID$470,400$0
Ted CruzRTX$429,655$15,849
Steve DainesRMT$247,400$1,400
Joe DonnellyDIN$211,881$83,644
Tammy DuckworthDIL$119,671$855,362
Dick DurbinDIL$62,250$70,188
Mike EnziRWY$74,600$1,000
Joni ErnstRIA$98,632$750
Dianne FeinsteinDCA$96,500$26,294
Deb FischerRNE$194,470$1,500
Jeff FlakeRAZ$197,222$1,500
Al FrankenDMN$67,485$248,734
Cory GardnerRCO$403,803$9,703
Kirsten E. GillibrandDNY$372,170$165,178
Lindsey GrahamRSC$203,222$9,200
Chuck GrassleyRIA$178,081$11,050
Kamala D. HarrisDCA$58,268$542,991
Margaret Wood HassanDNH$89,317$1,064,994
Orrin G. HatchRUT$252,566$20,550
Martin HeinrichDNM$49,224$190,795
Heidi HeitkampDND$145,000$65,572
Dean HellerRNV$262,096$3,500
Mazie K. HironoDHI$58,250$193,373
John HoevenRND$82,430$2,833
Jim InhofeROK$98,057$4,750
Johnny IsaksonRGA$325,720$4,100
Ron JohnsonRWI$285,966$5,725
Tim KaineDVA$231,400$433,028
John KennedyRLA$61,750$1,500
Angus S. King, Jr.IME$39,500$30,715
Amy KlobucharDMN$191,700$44,435
James LankfordROK$274,427$24,500
Patrick J. LeahyDVT$25,140$80,865
Mike LeeRUT$112,475$253
Joe Manchin, IIIDWV$184,000$37,125
Ed MarkeyDMA$101,276$231,848
John McCainRAZ$213,050$43,338
Claire McCaskillDMO$206,364$187,908
Addison "Mitch" McConnellRKY$873,594$23,900
Bob MenéndezDNJ$234,258$72,450
Jeff MerkleyDOR$46,536$109,403
Jerry MoranRKS$237,099$18,000
Lisa MurkowskiRAK$67,993$3,500
Chris MurphyDCT$171,269$293,940
Patty MurrayDWA$151,769$245,324
Clarence "Bill" NelsonDFL$189,750$101,168
Rand PaulRKY$119,749$5,395
David PerdueRGA$255,175$5,400
Gary C. PetersDMI$409,066$276,920
Rob PortmanROH$809,280$19,160
John "Jack" ReedDRI$113,800$9,275
Jim RischRID$101,250$0
Charles "Pat" RobertsRKS$212,925$4,439
Mike RoundsRSD$267,510$1,750
Marco RubioRFL$349,610$22,772
Bernie SandersIVT$9,850$339,535
Ben SasseRNE$163,850$3,700
Brian SchatzDHI$183,748$114,151
Chuck SchumerDNY$698,455$124,071
Tim ScottRSC$418,770$10,300
Jeanne ShaheenDNH$105,200$167,550
Richard C. ShelbyRAL$566,321$0
Debbie StabenowDMI$233,917$103,426
Luther StrangeRAL$0$0
Dan SullivanRAK$182,044$6,845
Jon TesterDMT$544,679$162,472
John ThuneRSD$217,344$6,971
Thom TillisRNC$265,724$7,201
Patrick J. ToomeyRPA$980,759$53,355
Tom UdallDNM$46,370$99,771
Chris Van HollenDMD$242,785$253,861
Mark R. WarnerDVA$530,520$70,714
Elizabeth WarrenDMA$190,148$1,883,768
Sheldon WhitehouseDRI$75,959$38,357
Roger F. WickerRMS$92,194$1,250
Ron WydenDOR$202,984$96,800
Todd YoungRIN$322,400$10,350

Interest Groups that support this bill

$ Donated
Commercial banks & bank holding companies$13,554,739
Finance, Insurance & Real Estate$3,824,552
Financial services & consulting$2,682,534
Banks & lending institutions$2,561,684
Small business associations$377,819
Chambers of commerce$362,426

Interest Groups that oppose this bill

$ Donated
Democratic/Liberal$10,463,497
Minority/Ethnic Groups$1,423,851
Health & welfare policy$632,146
Churches, clergy & religious organizations$563,462
General commercial unions$340,445
Human Rights$66,650
Consumer groups$10,650
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