Includes all politicians who were in office at any point during the 114th Congress.

S. 838 - Protecting Consumers from Unreasonable Credit Rates Act of 2015

Finance and financial sector. 114th Congress (2015-2016) View bill details
Sponsor:
Summary:
A bill to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions. (by CRS) 
Status:
The bill has been referred to committee. 
There have been no votes on this bill.

Protecting Consumers from Unreasonable Credit Rates Act of 2015

S. 838 — 114th Congress (2015–2016)

Summary
A bill to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions. (by CRS)
Learn More
At OpenCongress
Title
A bill to amend the Truth in Lending Act to establish a national usury rate for consumer credit transactions.
Other Titles
  • Protecting Consumers from Unreasonable Credit Rates Act of 2015
  • Protecting Consumers from Unreasonable Credit Rates Act of 2015
Sponsor
Richard J. Durbin
Co-Sponsors
Subjects
  • Finance and financial sector
  • Administrative law and regulatory procedures
  • Civil actions and liability
  • Consumer credit
  • Consumer Financial Protection Bureau
  • Fraud offenses and financial crimes
  • Interest, dividends, interest rates
Related Bills
Major Actions
Introduced3/23/2015
Referred to Committee
Bill History

There have been no votes on this bill.

ActionDateDescription
Introduced3/23/2015
3/23/2015Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
3/23/2015Introduced in Senate
NumberSponsorDate OfferedStatus

Total contributions given to Senators from interest groups that…

$750
$7,379,240
$45,000
$547,752
$525,766
$8,498,508
$0
16 Organizations Supported and 0 Opposed; See Which Ones

Organizations that took a position on
Protecting Consumers from Unreasonable Credit Rates Act of 2015

16 organizations supported this bill

Americans for Financial Reform
Office of Sen. Blumenthal (2015, March 26). Blumenthal Leads Bill to Crack Down on Predatory Lending Practices. Retrieved March 30, 2015, from Website of Senator Richard Blumenthal.
Association for Enterprise Opportunity
undersigned organizations (2015, March 24). Re: Protecting Consumers from Unreasonable Credit Rates. Retrieved May 28, 2015, from Our Financial Security.
Center for Popular Democracy
undersigned organizations (2015, March 24). Re: Protecting Consumers from Unreasonable Credit Rates. Retrieved May 28, 2015, from Our Financial Security.
Center for Responsible Lending
Office of Sen. Blumenthal (2015, March 26). Blumenthal Leads Bill to Crack Down on Predatory Lending Practices. Retrieved March 30, 2015, from Website of Senator Richard Blumenthal.
Consumer Action
undersigned organizations (2015, March 24). Re: Protecting Consumers from Unreasonable Credit Rates. Retrieved May 28, 2015, from Our Financial Security.
Consumer Federation of America
Office of Sen. Blumenthal (2015, March 26). Blumenthal Leads Bill to Crack Down on Predatory Lending Practices. Retrieved March 30, 2015, from Website of Senator Richard Blumenthal.
Consumers for Auto Reliability and Safety
undersigned organizations (2015, March 24). Re: Protecting Consumers from Unreasonable Credit Rates. Retrieved May 28, 2015, from Our Financial Security.
Consumers Union
Office of Sen. Blumenthal (2015, March 26). Blumenthal Leads Bill to Crack Down on Predatory Lending Practices. Retrieved March 30, 2015, from Website of Senator Richard Blumenthal.
Demos
Websitie of Congressman Matt Cartwright (2015, March 24). Congressmen Cartwright and Cohen Re-Introduce Legislation to Cap Excessive Interest & Fees; Crack Down on Predatory Lending. Retrieved April 1, 2015, from Websitie of Congressman Matt Cartwright.
National Association of Consumer Advocates
undersigned organizations (2015, March 24). Re: Protecting Consumers from Unreasonable Credit Rates. Retrieved May 28, 2015, from Our Financial Security.
National Community Reinvestment Coalition
undersigned organizations (2015, March 24). Re: Protecting Consumers from Unreasonable Credit Rates. Retrieved May 28, 2015, from Our Financial Security.
National People's Action
undersigned organizations (2015, March 24). Re: Protecting Consumers from Unreasonable Credit Rates. Retrieved May 28, 2015, from Our Financial Security.
PICO National Network
undersigned organizations (2015, March 24). Re: Protecting Consumers from Unreasonable Credit Rates. Retrieved May 28, 2015, from Our Financial Security.
Public Citizen
Office of Sen. Blumenthal (2015, March 26). Blumenthal Leads Bill to Crack Down on Predatory Lending Practices. Retrieved March 30, 2015, from Website of Senator Richard Blumenthal.
U.S. PIRG
undersigned organizations (2015, March 24). Re: Protecting Consumers from Unreasonable Credit Rates. Retrieved May 28, 2015, from Our Financial Security.
Woodstock Institute
Nunez, Julianna (2015, March 25). Sen. Durbin’s bill will protect payday loan borrowers with 36 percent interest rate cap. Retrieved April 23, 2015, from Woodstock Institute.

0 organizations opposed this bill

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View citations of support and opposition

Includes reported contributions to congressional campaigns of Senators in office during the 114th U.S. Congress, from interest groups invested in the vote according to MapLight, November 29, 2010 – November 28, 2016.
Contributions data source: OpenSecrets.org

Contributions by Legislator

Namesort iconPartyState$ From Interest Groups
That Supported
$ From Interest Groups
That Opposed
Andrew Lamar AlexanderRTN$17,350$0
Kelly AyotteRNH$27,988$0
Tammy BaldwinDWI$582,152$0
John BarrassoRWY$0$0
Michael F. BennetDCO$671,913$0
Richard BlumenthalDCT$18,985$0
Roy BluntRMO$97,930$0
Cory A. BookerDNJ$109,584$0
John BoozmanRAR$10,785$0
Barbara BoxerDCA$5,147$0
Sherrod BrownDOH$550,429$0
Richard BurrRNC$15,950$0
Maria CantwellDWA$14,432$0
Shelley Moore CapitoRWV$8,000$0
Ben CardinDMD$52,750$0
Tom CarperDDE$17,600$0
Bob CaseyDPA$68,900$0
Bill CassidyRLA$11,549$0
Daniel CoatsRIN$0$0
William Thad CochranRMS$12,850$0
Susan M. CollinsRME$3,000$0
Christopher A. CoonsDDE$75,472$0
Bob CorkerRTN$10,600$0
John CornynRTX$5,000$0
Tom CottonRAR$26,287$0
Mike CrapoRID$0$0
Ted CruzRTX$15,049$0
Steve DainesRMT$1,400$0
Joe DonnellyDIN$64,894$0
Dick DurbinDIL$63,688$0
Mike EnziRWY$1,000$0
Joni ErnstRIA$750$0
Dianne FeinsteinDCA$13,294$0
Deb FischerRNE$1,500$0
Jeff FlakeRAZ$1,500$0
Al FrankenDMN$233,784$0
Cory GardnerRCO$9,703$0
Kirsten E. GillibrandDNY$149,493$0
Lindsey GrahamRSC$9,200$0
Chuck GrassleyRIA$10,750$0
Orrin G. HatchRUT$20,550$0
Martin HeinrichDNM$159,962$0
Heidi HeitkampDND$62,072$0
Dean HellerRNV$3,500$0
Mazie K. HironoDHI$91,813$0
John HoevenRND$2,833$0
Jim InhofeROK$250$0
Johnny IsaksonRGA$4,100$0
Ron JohnsonRWI$5,725$0
Tim KaineDVA$365,195$0
Angus S. King, Jr.IME$30,715$0
Mark KirkRIL$12,620$0
Amy KlobucharDMN$30,435$0
James LankfordROK$15,600$0
Patrick J. LeahyDVT$75,465$0
Mike LeeRUT$253$0
Joe Manchin, IIIDWV$32,125$0
Ed MarkeyDMA$214,348$0
John McCainRAZ$4,475$0
Claire McCaskillDMO$175,908$0
Addison "Mitch" McConnellRKY$18,900$0
Bob MenéndezDNJ$29,950$0
Jeff MerkleyDOR$99,403$0
Barbara A. MikulskiDMD$1,000$0
Jerry MoranRKS$15,300$0
Lisa MurkowskiRAK$2,500$0
Chris MurphyDCT$274,945$0
Patty MurrayDWA$239,424$0
Clarence "Bill" NelsonDFL$90,168$0
Rand PaulRKY$5,395$0
David PerdueRGA$5,400$0
Gary C. PetersDMI$243,220$0
Rob PortmanROH$19,160$0
John "Jack" ReedDRI$9,275$0
Harry ReidDNV$5,867$0
Jim RischRID$0$0
Charles "Pat" RobertsRKS$4,439$0
Mike RoundsRSD$1,750$0
Marco RubioRFL$22,772$0
Bernie SandersIVT$323,685$0
Ben SasseRNE$3,700$0
Brian SchatzDHI$111,701$0
Chuck SchumerDNY$121,371$0
Tim ScottRSC$4,300$0
Jeff SessionsRAL$0$0
Jeanne ShaheenDNH$130,660$0
Richard C. ShelbyRAL$0$0
Debbie StabenowDMI$79,788$0
Dan SullivanRAK$5,845$0
Jon TesterDMT$147,972$0
John ThuneRSD$6,971$0
Thom TillisRNC$7,201$0
Patrick J. ToomeyRPA$21,234$0
Tom UdallDNM$94,671$0
David VitterRLA$0$0
Mark R. WarnerDVA$65,514$0
Elizabeth WarrenDMA$1,863,018$0
Sheldon WhitehouseDRI$26,357$0
Roger F. WickerRMS$250$0
Ron WydenDOR$96,800$0

Add Data Filters:

Legislator Filters
Legislator Filters
NamePartyState$ From Interest Groups
That Supported
$ From Interest Groups
That Opposed
Andrew Lamar AlexanderRTN$17,350$0
Kelly AyotteRNH$27,988$0
Tammy BaldwinDWI$582,152$0
John BarrassoRWY$0$0
Michael F. BennetDCO$671,913$0
Richard BlumenthalDCT$18,985$0
Roy BluntRMO$97,930$0
Cory A. BookerDNJ$109,584$0
John BoozmanRAR$10,785$0
Barbara BoxerDCA$5,147$0
Sherrod BrownDOH$550,429$0
Richard BurrRNC$15,950$0
Maria CantwellDWA$14,432$0
Shelley Moore CapitoRWV$8,000$0
Ben CardinDMD$52,750$0
Tom CarperDDE$17,600$0
Bob CaseyDPA$68,900$0
Bill CassidyRLA$11,549$0
Daniel CoatsRIN$0$0
William Thad CochranRMS$12,850$0
Susan M. CollinsRME$3,000$0
Christopher A. CoonsDDE$75,472$0
Bob CorkerRTN$10,600$0
John CornynRTX$5,000$0
Tom CottonRAR$26,287$0
Mike CrapoRID$0$0
Ted CruzRTX$15,049$0
Steve DainesRMT$1,400$0
Joe DonnellyDIN$64,894$0
Dick DurbinDIL$63,688$0
Mike EnziRWY$1,000$0
Joni ErnstRIA$750$0
Dianne FeinsteinDCA$13,294$0
Deb FischerRNE$1,500$0
Jeff FlakeRAZ$1,500$0
Al FrankenDMN$233,784$0
Cory GardnerRCO$9,703$0
Kirsten E. GillibrandDNY$149,493$0
Lindsey GrahamRSC$9,200$0
Chuck GrassleyRIA$10,750$0
Orrin G. HatchRUT$20,550$0
Martin HeinrichDNM$159,962$0
Heidi HeitkampDND$62,072$0
Dean HellerRNV$3,500$0
Mazie K. HironoDHI$91,813$0
John HoevenRND$2,833$0
Jim InhofeROK$250$0
Johnny IsaksonRGA$4,100$0
Ron JohnsonRWI$5,725$0
Tim KaineDVA$365,195$0
Angus S. King, Jr.IME$30,715$0
Mark KirkRIL$12,620$0
Amy KlobucharDMN$30,435$0
James LankfordROK$15,600$0
Patrick J. LeahyDVT$75,465$0
Mike LeeRUT$253$0
Joe Manchin, IIIDWV$32,125$0
Ed MarkeyDMA$214,348$0
John McCainRAZ$4,475$0
Claire McCaskillDMO$175,908$0
Addison "Mitch" McConnellRKY$18,900$0
Bob MenéndezDNJ$29,950$0
Jeff MerkleyDOR$99,403$0
Barbara A. MikulskiDMD$1,000$0
Jerry MoranRKS$15,300$0
Lisa MurkowskiRAK$2,500$0
Chris MurphyDCT$274,945$0
Patty MurrayDWA$239,424$0
Clarence "Bill" NelsonDFL$90,168$0
Rand PaulRKY$5,395$0
David PerdueRGA$5,400$0
Gary C. PetersDMI$243,220$0
Rob PortmanROH$19,160$0
John "Jack" ReedDRI$9,275$0
Harry ReidDNV$5,867$0
Jim RischRID$0$0
Charles "Pat" RobertsRKS$4,439$0
Mike RoundsRSD$1,750$0
Marco RubioRFL$22,772$0
Bernie SandersIVT$323,685$0
Ben SasseRNE$3,700$0
Brian SchatzDHI$111,701$0
Chuck SchumerDNY$121,371$0
Tim ScottRSC$4,300$0
Jeff SessionsRAL$0$0
Jeanne ShaheenDNH$130,660$0
Richard C. ShelbyRAL$0$0
Debbie StabenowDMI$79,788$0
Dan SullivanRAK$5,845$0
Jon TesterDMT$147,972$0
John ThuneRSD$6,971$0
Thom TillisRNC$7,201$0
Patrick J. ToomeyRPA$21,234$0
Tom UdallDNM$94,671$0
David VitterRLA$0$0
Mark R. WarnerDVA$65,514$0
Elizabeth WarrenDMA$1,863,018$0
Sheldon WhitehouseDRI$26,357$0
Roger F. WickerRMS$250$0
Ron WydenDOR$96,800$0

Interest Groups that supported this bill

$ Donated
Democratic/Liberal$7,379,240
Health & welfare policy$547,752
Churches, clergy & religious organizations$525,766
Human Rights$45,000
Consumer groups$750

Interest Groups that opposed this bill

$ Donated
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