S. 187 - Deceptive Loan Check Elimination Act

Finance and financial sector. 113th Congress (2013-2014) View bill details
Sponsor:
Summary:
A bill to amend the Truth in Lending Act to prohibit the distribution of any check or other negotiable instrument as part of a solicitation by a creditor for an extension of credit, to limit the liability of consumers in conjunction with such solicitations, and for other purposes. (by CRS) 
Status:
The bill has been referred to committee. 
There have been no votes on this bill.

Deceptive Loan Check Elimination Act

S. 187 — 113th Congress (2013–2014)

Summary
A bill to amend the Truth in Lending Act to prohibit the distribution of any check or other negotiable instrument as part of a solicitation by a creditor for an extension of credit, to limit the liability of consumers in conjunction with such solicitations, and for other purposes. (by CRS)
Learn More
At OpenCongress
Title
A bill to amend the Truth in Lending Act to prohibit the distribution of any check or other negotiable instrument as part of a solicitation by a creditor for an extension of credit, to limit the liability of consumers in conjunction with such solicitations, and for other purposes.
Other Titles
  • Deceptive Loan Check Elimination Act
  • Deceptive Loan Check Elimination Act
Sponsor
Jeff Merkley
Co-Sponsors
Subjects
  • Finance and financial sector
  • Civil actions and liability
  • Consumer credit
  • Fraud offenses and financial crimes
Related Bills
    Major Actions
    Introduced1/30/2013
    Referred to Committee
    Bill History

    There have been no votes on this bill.

    ActionDateDescription
    Introduced1/30/2013
    1/30/2013Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
    1/30/2013Introduced in Senate
    NumberSponsorDate OfferedStatus
    scale for bar graph of contributions

    Contributions

    1. January - February 2009 For $3,000 Against $0
    2. March - April 2009 For $2,500 Against $0
    3. May - June 2009 For $8,500 Against $0
    4. July - August 2009 For $1,000 Against $0
    5. September - October 2009 For $3,000 Against $0
    6. November - December 2009 For $5,250 Against $0
    7. January - February 2010 For $0 Against $0
    8. March - April 2010 For $10,000 Against $0
    9. May - June 2010 For $15,350 Against $0
    10. July - August 2010 For $15,263 Against $0
    11. September - October 2010 For $25,934 Against $0
    12. November - December 2010 For $0 Against $0
    13. January - February 2011 For $8,000 Against $0
    14. March - April 2011 For $13,250 Against $0
    15. May - June 2011 For $7,500 Against $0
    16. July - August 2011 For $2,000 Against $0
    17. September - October 2011 For $9,000 Against $0
    18. November - December 2011 For $5,000 Against $0
    19. January - February 2012 For $6,175 Against $0
    20. March - April 2012 For $8,245 Against $0
    21. May - June 2012 For $22,479 Against $0
    22. July - August 2012 For $19,700 Against $0
    23. September - October 2012 For $50,419 Against $0
    24. November - December 2012 For $5,750 Against $0
    25. January - February 2013 For $4,000 Against $0
    26. March - April 2013 For $7,000 Against $0
    27. May - June 2013 For $7,750 Against $0
    28. July - August 2013 For $6,000 Against $0
    29. September - October 2013 For $1,250 Against $0
    30. November - December 2013 For $1,450 Against $0
    31. January - February 2014 For $2,950 Against $0
    32. March - April 2014 For $6,176 Against $0
    33. May - June 2014 For $11,430 Against $0
    34. July - August 2014 For $13,170 Against $0
    35. September - October 2014 For $18,837 Against $0
    36. November - December 2014 For $2,015 Against $0

    Votes

      3 Organizations Supported and 0 Opposed; See Which Ones

      Organizations that took a position on
      Deceptive Loan Check Elimination Act

      3 organizations supported this bill

      AARP
      Office of Senator Jeff Merkley (2013, January 30). Merkley Introduces Bill to Stop Deceptive Loan Checks "Legislation is Third in Series of Merkley Bills to Give Financial Fair Shake to Consumers". Retrieved February 25, 2013, from Oregon's Senator - Jeff Merkley.
      Americans for Financial Reform
      Office of Senator Jeff Merkley (2013, January 30). Merkley Introduces Bill to Stop Deceptive Loan Checks "Legislation is Third in Series of Merkley Bills to Give Financial Fair Shake to Consumers". Retrieved February 25, 2013, from Oregon's Senator - Jeff Merkley.
      Consumer Federation of America
      Office of Senator Jeff Merkley (2013, January 30). Merkley Introduces Bill to Stop Deceptive Loan Checks "Legislation is Third in Series of Merkley Bills to Give Financial Fair Shake to Consumers". Retrieved February 25, 2013, from Oregon's Senator - Jeff Merkley.

      0 organizations opposed this bill

      Need proof?

      View citations of support and opposition

      Includes reported contributions to congressional campaigns of Senators in office during the 113th U.S. Congress, from interest groups invested in the vote according to MapLight, January 1, 2009 – December 31, 2014.
      Contributions data source: OpenSecrets.org

      Contributions by Legislator

      Namesort iconPartyState$ From Interest Groups
      That Supported
      $ From Interest Groups
      That Opposed
      Andrew Lamar AlexanderRTN$0$0
      Kelly AyotteRNH$0$0
      Tammy BaldwinDWI$10,500$0
      John BarrassoRWY$0$0
      Max BaucusDMT$5,000$0
      Mark BegichDAK$8,674$0
      Michael F. BennetDCO$11,000$0
      Richard BlumenthalDCT$9,250$0
      Roy BluntRMO$0$0
      John BoozmanRAR$250$0
      Barbara BoxerDCA$10,000$0
      Sherrod BrownDOH$8,975$0
      Richard BurrRNC$250$0
      Maria CantwellDWA$0$0
      Ben CardinDMD$4,500$0
      Tom CarperDDE$2,000$0
      Bob CaseyDPA$8,000$0
      Clarence Saxby ChamblissRGA$0$0
      Daniel CoatsRIN$0$0
      Tom CoburnROK$0$0
      William Thad CochranRMS$0$0
      Susan M. CollinsRME$3,000$0
      Christopher A. CoonsDDE$4,500$0
      Bob CorkerRTN$0$0
      John CornynRTX$0$0
      Mike CrapoRID$0$0
      Ted CruzRTX$0$0
      Joe DonnellyDIN$9,158$0
      Dick DurbinDIL$3,000$0
      Mike EnziRWY$250$0
      Dianne FeinsteinDCA$0$0
      Deb FischerRNE$0$0
      Jeff FlakeRAZ$0$0
      Al FrankenDMN$2,800$0
      Kirsten E. GillibrandDNY$4,000$0
      Lindsey GrahamRSC$0$0
      Chuck GrassleyRIA$1,000$0
      Kay R. HaganDNC$6,996$0
      Tom HarkinDIA$2,250$0
      Orrin G. HatchRUT$1,000$0
      Martin HeinrichDNM$13,499$0
      Heidi HeitkampDND$6,000$0
      Dean HellerRNV$0$0
      Mazie K. HironoDHI$7,219$0
      John HoevenRND$0$0
      Jim InhofeROK$0$0
      Johnny IsaksonRGA$0$0
      Mike JohannsRNE$0$0
      Ron JohnsonRWI$0$0
      Tim JohnsonDSD$1,000$0
      Tim KaineDVA$11,000$0
      John F. KerryDMA$0$0
      Angus S. King, Jr.IME$2,000$0
      Mark KirkRIL$1,000$0
      Amy KlobucharDMN$3,200$0
      Mary L. LandrieuDLA$9,081$0
      Frank R. LautenbergDNJ$1,000$0
      Patrick J. LeahyDVT$0$0
      Mike LeeRUT$0$0
      Carl LevinDMI$0$0
      Joe Manchin, IIIDWV$0$0
      John McCainRAZ$0$0
      Claire McCaskillDMO$1,200$0
      Addison "Mitch" McConnellRKY$1,000$0
      Bob MenéndezDNJ$4,250$0
      Jeff MerkleyDOR$5,274$0
      Barbara A. MikulskiDMD$11,400$0
      Jerry MoranRKS$0$0
      Lisa MurkowskiRAK$0$0
      Chris MurphyDCT$21,450$0
      Patty MurrayDWA$9,684$0
      Clarence "Bill" NelsonDFL$11,000$0
      Rand PaulRKY$1,000$0
      Rob PortmanROH$3,500$0
      Mark L. PryorDAR$14,726$0
      John "Jack" ReedDRI$1,000$0
      Harry ReidDNV$7,805$0
      Jim RischRID$0$0
      Charles "Pat" RobertsRKS$0$0
      John "Jay" RockefellerDWV$0$0
      Marco RubioRFL$0$0
      Bernie SandersIVT$4,725$0
      Brian SchatzDHI$4,480$0
      Chuck SchumerDNY$2,000$0
      Tim ScottRSC$1,250$0
      Jeff SessionsRAL$0$0
      Jeanne ShaheenDNH$7,747$0
      Richard C. ShelbyRAL$0$0
      Debbie StabenowDMI$9,250$0
      Jon TesterDMT$8,500$0
      John ThuneRSD$0$0
      Patrick J. ToomeyRPA$500$0
      Mark UdallDCO$6,000$0
      Tom UdallDNM$3,000$0
      David VitterRLA$0$0
      Mark R. WarnerDVA$1,250$0
      Elizabeth WarrenDMA$11,000$0
      Sheldon WhitehouseDRI$2,000$0
      Roger F. WickerRMS$0$0
      Ron WydenDOR$3,000$0

      Add Data Filters:

      Legislator Filters
      Legislator Filters
      Show All
      NamePartyState$ From Interest Groups
      That Supported
      $ From Interest Groups
      That Opposed
      Andrew Lamar AlexanderRTN$0$0
      Kelly AyotteRNH$0$0
      Tammy BaldwinDWI$10,500$0
      John BarrassoRWY$0$0
      Max BaucusDMT$5,000$0
      Mark BegichDAK$8,674$0
      Michael F. BennetDCO$11,000$0
      Richard BlumenthalDCT$9,250$0
      Roy BluntRMO$0$0
      John BoozmanRAR$250$0
      Barbara BoxerDCA$10,000$0
      Sherrod BrownDOH$8,975$0
      Richard BurrRNC$250$0
      Maria CantwellDWA$0$0
      Ben CardinDMD$4,500$0
      Tom CarperDDE$2,000$0
      Bob CaseyDPA$8,000$0
      Clarence Saxby ChamblissRGA$0$0
      Daniel CoatsRIN$0$0
      Tom CoburnROK$0$0
      William Thad CochranRMS$0$0
      Susan M. CollinsRME$3,000$0
      Christopher A. CoonsDDE$4,500$0
      Bob CorkerRTN$0$0
      John CornynRTX$0$0
      Mike CrapoRID$0$0
      Ted CruzRTX$0$0
      Joe DonnellyDIN$9,158$0
      Dick DurbinDIL$3,000$0
      Mike EnziRWY$250$0
      Dianne FeinsteinDCA$0$0
      Deb FischerRNE$0$0
      Jeff FlakeRAZ$0$0
      Al FrankenDMN$2,800$0
      Kirsten E. GillibrandDNY$4,000$0
      Lindsey GrahamRSC$0$0
      Chuck GrassleyRIA$1,000$0
      Kay R. HaganDNC$6,996$0
      Tom HarkinDIA$2,250$0
      Orrin G. HatchRUT$1,000$0
      Martin HeinrichDNM$13,499$0
      Heidi HeitkampDND$6,000$0
      Dean HellerRNV$0$0
      Mazie K. HironoDHI$7,219$0
      John HoevenRND$0$0
      Jim InhofeROK$0$0
      Johnny IsaksonRGA$0$0
      Mike JohannsRNE$0$0
      Ron JohnsonRWI$0$0
      Tim JohnsonDSD$1,000$0
      Tim KaineDVA$11,000$0
      John F. KerryDMA$0$0
      Angus S. King, Jr.IME$2,000$0
      Mark KirkRIL$1,000$0
      Amy KlobucharDMN$3,200$0
      Mary L. LandrieuDLA$9,081$0
      Frank R. LautenbergDNJ$1,000$0
      Patrick J. LeahyDVT$0$0
      Mike LeeRUT$0$0
      Carl LevinDMI$0$0
      Joe Manchin, IIIDWV$0$0
      John McCainRAZ$0$0
      Claire McCaskillDMO$1,200$0
      Addison "Mitch" McConnellRKY$1,000$0
      Bob MenéndezDNJ$4,250$0
      Jeff MerkleyDOR$5,274$0
      Barbara A. MikulskiDMD$11,400$0
      Jerry MoranRKS$0$0
      Lisa MurkowskiRAK$0$0
      Chris MurphyDCT$21,450$0
      Patty MurrayDWA$9,684$0
      Clarence "Bill" NelsonDFL$11,000$0
      Rand PaulRKY$1,000$0
      Rob PortmanROH$3,500$0
      Mark L. PryorDAR$14,726$0
      John "Jack" ReedDRI$1,000$0
      Harry ReidDNV$7,805$0
      Jim RischRID$0$0
      Charles "Pat" RobertsRKS$0$0
      John "Jay" RockefellerDWV$0$0
      Marco RubioRFL$0$0
      Bernie SandersIVT$4,725$0
      Brian SchatzDHI$4,480$0
      Chuck SchumerDNY$2,000$0
      Tim ScottRSC$1,250$0
      Jeff SessionsRAL$0$0
      Jeanne ShaheenDNH$7,747$0
      Richard C. ShelbyRAL$0$0
      Debbie StabenowDMI$9,250$0
      Jon TesterDMT$8,500$0
      John ThuneRSD$0$0
      Patrick J. ToomeyRPA$500$0
      Mark UdallDCO$6,000$0
      Tom UdallDNM$3,000$0
      David VitterRLA$0$0
      Mark R. WarnerDVA$1,250$0
      Elizabeth WarrenDMA$11,000$0
      Sheldon WhitehouseDRI$2,000$0
      Roger F. WickerRMS$0$0
      Ron WydenDOR$3,000$0

      Interest Groups that supported this bill

      $ Donated
      Elderly issues/Social Security$320,693
      Consumer groups$8,650

      Interest Groups that opposed this bill

      $ Donated
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