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Includes all politicians who were in office at any point during the 113th Congress.

S. 1610 - Homeowner Flood Insurance Affordability Act of 2013

Emergency management. 113th Congress (2013-2014) View bill details
Sponsor:
Summary:
A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes. (by CRS) 
Status:
The bill has been referred to committee. 
There have been no votes on this bill.

Homeowner Flood Insurance Affordability Act of 2013

S. 1610 — 113th Congress (2013–2014)

Summary
A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes. (by CRS)
Learn More
At OpenCongress
Title
A bill to delay the implementation of certain provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, and for other purposes.
Other Titles
  • Homeowner Flood Insurance Affordability Act of 2013
  • Homeowner Flood Insurance Affordability Act of 2013
Sponsor
Robert Menendez
Co-Sponsors
Subjects
  • Emergency management
  • Congressional oversight
  • Department of Homeland Security
  • Disaster relief and insurance
  • Emergency planning and evacuation
  • Executive agency funding and structure
  • Federal Emergency Management Agency (FEMA)
  • Floods and storm protection
  • Government studies and investigations
  • Legislative rules and procedure
  • Residential rehabilitation and home repair
Related Bills
Major Actions
Introduced10/29/2013
Referred to Committee
Bill History

There have been no votes on this bill.

ActionDateDescription
Introduced10/29/2013
10/29/2013Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
10/29/2013Introduced in Senate
NumberSponsorDate OfferedStatus

Total contributions given to Senators from interest groups that…

supported this bill

Commercial banks & bank holding companies
Real estate agents
Civil servant/public employee
Residential construction
Credit unions
Insurance
General business associations
Lumber and wood products
Consumer groups
Municipal & county government organizations
Health & welfare policy (split)
Insurance companies, brokers & agents (split)
9% more
$5,908,282
$1,940,795
$8,650
$739,272
$459,139
$494,423
$250
$11,018,814
$1,239,308
$4,716,617
$26,525,550
$5,650,641
$80,700
$9,037,539
$48,650
$6,304,772
$3,144,298
$24,266,600

opposed this bill

Republican/Conservative
Life insurance
Environmental policy
Property & casualty insurance
Energy, Natural Resources and Environment
Fiscal & tax policy
Health & welfare policy (split)
Insurance companies, brokers & agents (split)
14 Organizations Supported and 25 Opposed; See Which Ones
14 Organizations Supported and 25 Opposed; See Which Ones

Organizations that took a position on
Homeowner Flood Insurance Affordability Act of 2013

14 organizations supported this bill

American Bankers Association
Ballentine, James C. & McKechnie, J. Kevin A. (2013, November 4). Support for S. 1610, the Homeowner Flood Affordability Act. Retrieved December 11, 2013, from American Bankers Association.
Business Alliance for a Sound Economy
Business Alliance for a Sound Economy (2013, October 31). Bi-Partisan Legislation Introduced on Flood Insurance. Retrieved December 11, 2013, from Business Alliance for a Sound Economy.
Coalition for Sustainable Flood Insurance
Coalition for Sustainable Flood Insurance (n.d.). Coalition for Sustainable Flood Insurance. Retrieved December 11, 2013, from Coalition for Sustainable Flood Insurance.
Greater New Orleans
Hecht, Michael (2013, November 19). Testimony of Michael Hecht, President and CEO of Greater New Orleans, Inc.. Retrieved December 11, 2013, from House Committee on Financial Services.
Greater New Orleans Fair Housing Action Center
Gerhart, Monika (2013, November 18). Help Keep Homeowner Flood Insurance Affordable. Retrieved December 11, 2013, from Fair Housing Action Center Blog.
Independent Community Bankers of America
Independent Community Bankers of America (2013, November 19). NFIP Changes Pose a Serious Threat to Homeowners and the Housing Market. Retrieved December 11, 2013, from Independent Community Bankers of America.
National Association of Federal Credit Unions
National Association of Federal Credit Unions (2013, October 29). NAFCU Statement on Introduction of Homeowner Flood Insurance Affordability Act. Retrieved December 11, 2013, from National Association of Federal Credit Unions.
National Association of Home Builders
National Association of Home Builders (2013, October 29). Statement from NAHB Chairman Rick Judson on Introduction of Flood Insurance Legislation. Retrieved December 11, 2013, from National Association of Home Builders.
National Association of Realtors
Veissi, Maurice (2013, November 19). Statement of Maurice "Moe" Veissi, National Association of Realtors 2012 President. Retrieved December 11, 2013, from House Committee on Financial Services.
National Conference of Insurance Legislators
National Conference of Insurance Legislators (2013, November 24). NCOIL Urges Delay of Biggert-Waters Flood Insurance Rate Hikes. Retrieved December 11, 2013, from National Conference of Insurance Legislators.
National League of Cities 
Ors, Yucel (2013, December 2). NLC Calls For Changes to National Flood Insurance Program. Retrieved December 11, 2013, from National League of Cities.
National Lumber and Building Material Dealers Association
National Lumber and Building Material Dealers Association (n.d.). NLBMDA Alert: Encourage Your Members of Congress to Support the Homeowner Flood Insurance Affordability Act. Retrieved December 11, 2013, from Lumbermen's Association of Texas & Louisiana.
Southern Maryland Association of Realtors
Southern Maryland Association of Realtors (2013, November 20). Support the Homeowner Flood Insurance Affordability Act. Retrieved December 11, 2013, from Southern Maryland Association of Realtors.
Stop FEMA Now
Stop FEMA Now (2013, December 11). For Today there will be an effort to bring the Homeowner Flood Insurance Afforda…. Retrieved December 11, 2013, from Stop FEMA Now.

25 organizations opposed this bill

Allianz of America
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
American Rivers
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
Association of Bermuda Insurers and Reinsurers
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
Center for Climate and Energy Solutions
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
Ceres, Inc.
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
Chubb Corporation
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
ConservAmerica
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
Defenders of Wildlife
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
Liberty Mutual Insurance Group
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
National Association of Mutual Insurance Companies
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
National Fire Protection Association
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
National Flood Determination Association
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
National Housing Conference
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
national leased housing association
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
National Low Income Housing Coalition
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
National Wildlife Federation
Saks, Joshua (2013, November 19). Testimony of Joshua Saks, Legislative Director, National Wildlife Federation . Retrieved December 11, 2013, from House Committee on Financial Services.
Natural Hazard Mitigation Association
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
Nature Conservancy
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
R Street Institute
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
Reinsurance Association of America
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
Sierra Club
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
Smarter Safer Coalition
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
Swiss Re
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
Taxpayers for Common Sense
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.
United Services Automobile Association (USAA)
Smarter Safer Coalition (2013, October 29). Do Not Delay Reforms to the National Flood Insurance Program Make Modifications to Assist Those With Real Needs. Retrieved December 11, 2013, from Smarter Safer Coalition.

Need proof?

View citations of support and opposition

Includes reported contributions to congressional campaigns of Senators in office during the 113th U.S. Congress, from interest groups invested in the vote according to MapLight, January 1, 2009 – December 31, 2014.
Contributions data source: OpenSecrets.org

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Contributions by Legislator

Namesort iconPartyState$ From Interest Groups
That Supported		$ From Interest Groups
That Opposed
Andrew Lamar AlexanderRTN$203,300$146,650
Kelly AyotteRNH$188,618$245,308
Tammy BaldwinDWI$199,442$171,816
John BarrassoRWY$100,583$101,775
Max BaucusDMT$155,643$132,450
Mark BegichDAK$215,151$187,821
Michael F. BennetDCO$431,623$291,361
Richard BlumenthalDCT$195,550$97,956
Roy BluntRMO$564,183$300,808
John BoozmanRAR$149,380$62,929
Barbara BoxerDCA$307,149$208,072
Sherrod BrownDOH$413,572$272,779
Richard BurrRNC$327,293$203,150
Maria CantwellDWA$104,391$133,413
Ben CardinDMD$198,567$158,525
Tom CarperDDE$258,754$170,500
Bob CaseyDPA$248,741$126,554
Clarence Saxby ChamblissRGA$42,200$39,050
Jeff ChiesaRNJ$0$0
Daniel CoatsRIN$178,850$118,050
Tom CoburnROK$87,010$118,993
William Thad CochranRMS$209,088$94,300
Susan M. CollinsRME$165,850$171,200
Christopher A. CoonsDDE$363,928$108,152
Bob CorkerRTN$562,173$201,480
John CornynRTX$554,075$292,405
Mike CrapoRID$187,910$189,500
Ted CruzRTX$504,265$1,637,862
Joe DonnellyDIN$207,946$72,350
Dick DurbinDIL$181,219$136,961
Mike EnziRWY$93,650$101,500
Dianne FeinsteinDCA$227,698$38,350
Deb FischerRNE$202,600$246,471
Jeff FlakeRAZ$232,647$1,377,455
Al FrankenDMN$199,416$152,418
Kirsten E. GillibrandDNY$799,516$335,900
Lindsey GrahamRSC$287,332$137,107
Chuck GrassleyRIA$157,299$144,550
Kay R. HaganDNC$416,071$397,660
Tom HarkinDIA$22,400$27,350
Orrin G. HatchRUT$299,716$233,024
Martin HeinrichDNM$220,193$313,246
Heidi HeitkampDND$148,101$37,500
Dean HellerRNV$309,470$298,674
Mazie K. HironoDHI$181,181$52,926
John HoevenRND$194,660$94,450
Jim InhofeROK$100,485$78,225
Johnny IsaksonRGA$510,703$140,000
Mike JohannsRNE$34,400$30,500
Ron JohnsonRWI$214,431$206,157
Tim JohnsonDSD$209,799$98,500
Tim KaineDVA$513,066$303,101
Angus S. King, Jr.IME$86,905$55,070
Mark KirkRIL$398,812$342,563
Amy KlobucharDMN$257,605$58,900
Mary L. LandrieuDLA$299,371$159,886
Patrick J. LeahyDVT$54,850$38,100
Mike LeeRUT$134,662$125,217
Carl LevinDMI$260$1,000
Joe Manchin, IIIDWV$303,900$118,650
Ed MarkeyDMA$223,298$451,131
John McCainRAZ$260,881$233,793
Claire McCaskillDMO$311,651$71,724
Addison "Mitch" McConnellRKY$907,764$712,881
Bob MenéndezDNJ$479,586$204,000
Jeff MerkleyDOR$144,881$223,349
Barbara A. MikulskiDMD$89,100$22,550
Jerry MoranRKS$269,090$82,250
Lisa MurkowskiRAK$153,645$35,150
Chris MurphyDCT$332,372$388,896
Patty MurrayDWA$241,324$199,657
Clarence "Bill" NelsonDFL$342,608$145,232
Rand PaulRKY$185,372$506,158
Rob PortmanROH$797,875$625,746
Mark L. PryorDAR$242,658$118,650
John "Jack" ReedDRI$132,098$144,300
Harry ReidDNV$409,761$335,089
Jim RischRID$91,758$93,602
Charles "Pat" RobertsRKS$241,300$236,617
John "Jay" RockefellerDWV$12,250$20,650
Marco RubioRFL$395,296$1,255,084
Bernie SandersIVT$43,475$57,647
Brian SchatzDHI$168,999$160,154
Chuck SchumerDNY$671,950$336,550
Tim ScottRSC$344,085$489,962
Jeff SessionsRAL$75,250$24,700
Jeanne ShaheenDNH$182,108$269,363
Richard C. ShelbyRAL$301,600$192,500
Debbie StabenowDMI$287,455$131,375
Jon TesterDMT$537,403$438,135
John ThuneRSD$314,085$355,703
Patrick J. ToomeyRPA$555,297$1,752,851
Mark UdallDCO$301,130$669,912
Tom UdallDNM$127,064$209,494
David VitterRLA$226,150$251,576
Mark R. WarnerDVA$684,975$272,888
Elizabeth WarrenDMA$364,259$219,603
Sheldon WhitehouseDRI$114,032$128,333
Roger F. WickerRMS$179,753$94,175
Ron WydenDOR$164,259$168,550

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NamePartyState$ From Interest Groups
That Supported		$ From Interest Groups
That Opposed
Andrew Lamar AlexanderRTN$203,300$146,650
Kelly AyotteRNH$188,618$245,308
Tammy BaldwinDWI$199,442$171,816
John BarrassoRWY$100,583$101,775
Max BaucusDMT$155,643$132,450
Mark BegichDAK$215,151$187,821
Michael F. BennetDCO$431,623$291,361
Richard BlumenthalDCT$195,550$97,956
Roy BluntRMO$564,183$300,808
John BoozmanRAR$149,380$62,929
Barbara BoxerDCA$307,149$208,072
Sherrod BrownDOH$413,572$272,779
Richard BurrRNC$327,293$203,150
Maria CantwellDWA$104,391$133,413
Ben CardinDMD$198,567$158,525
Tom CarperDDE$258,754$170,500
Bob CaseyDPA$248,741$126,554
Clarence Saxby ChamblissRGA$42,200$39,050
Jeff ChiesaRNJ$0$0
Daniel CoatsRIN$178,850$118,050
Tom CoburnROK$87,010$118,993
William Thad CochranRMS$209,088$94,300
Susan M. CollinsRME$165,850$171,200
Christopher A. CoonsDDE$363,928$108,152
Bob CorkerRTN$562,173$201,480
John CornynRTX$554,075$292,405
Mike CrapoRID$187,910$189,500
Ted CruzRTX$504,265$1,637,862
Joe DonnellyDIN$207,946$72,350
Dick DurbinDIL$181,219$136,961
Mike EnziRWY$93,650$101,500
Dianne FeinsteinDCA$227,698$38,350
Deb FischerRNE$202,600$246,471
Jeff FlakeRAZ$232,647$1,377,455
Al FrankenDMN$199,416$152,418
Kirsten E. GillibrandDNY$799,516$335,900
Lindsey GrahamRSC$287,332$137,107
Chuck GrassleyRIA$157,299$144,550
Kay R. HaganDNC$416,071$397,660
Tom HarkinDIA$22,400$27,350
Orrin G. HatchRUT$299,716$233,024
Martin HeinrichDNM$220,193$313,246
Heidi HeitkampDND$148,101$37,500
Dean HellerRNV$309,470$298,674
Mazie K. HironoDHI$181,181$52,926
John HoevenRND$194,660$94,450
Jim InhofeROK$100,485$78,225
Johnny IsaksonRGA$510,703$140,000
Mike JohannsRNE$34,400$30,500
Ron JohnsonRWI$214,431$206,157
Tim JohnsonDSD$209,799$98,500
Tim KaineDVA$513,066$303,101
Angus S. King, Jr.IME$86,905$55,070
Mark KirkRIL$398,812$342,563
Amy KlobucharDMN$257,605$58,900
Mary L. LandrieuDLA$299,371$159,886
Patrick J. LeahyDVT$54,850$38,100
Mike LeeRUT$134,662$125,217
Carl LevinDMI$260$1,000
Joe Manchin, IIIDWV$303,900$118,650
Ed MarkeyDMA$223,298$451,131
John McCainRAZ$260,881$233,793
Claire McCaskillDMO$311,651$71,724
Addison "Mitch" McConnellRKY$907,764$712,881
Bob MenéndezDNJ$479,586$204,000
Jeff MerkleyDOR$144,881$223,349
Barbara A. MikulskiDMD$89,100$22,550
Jerry MoranRKS$269,090$82,250
Lisa MurkowskiRAK$153,645$35,150
Chris MurphyDCT$332,372$388,896
Patty MurrayDWA$241,324$199,657
Clarence "Bill" NelsonDFL$342,608$145,232
Rand PaulRKY$185,372$506,158
Rob PortmanROH$797,875$625,746
Mark L. PryorDAR$242,658$118,650
John "Jack" ReedDRI$132,098$144,300
Harry ReidDNV$409,761$335,089
Jim RischRID$91,758$93,602
Charles "Pat" RobertsRKS$241,300$236,617
John "Jay" RockefellerDWV$12,250$20,650
Marco RubioRFL$395,296$1,255,084
Bernie SandersIVT$43,475$57,647
Brian SchatzDHI$168,999$160,154
Chuck SchumerDNY$671,950$336,550
Tim ScottRSC$344,085$489,962
Jeff SessionsRAL$75,250$24,700
Jeanne ShaheenDNH$182,108$269,363
Richard C. ShelbyRAL$301,600$192,500
Debbie StabenowDMI$287,455$131,375
Jon TesterDMT$537,403$438,135
John ThuneRSD$314,085$355,703
Patrick J. ToomeyRPA$555,297$1,752,851
Mark UdallDCO$301,130$669,912
Tom UdallDNM$127,064$209,494
David VitterRLA$226,150$251,576
Mark R. WarnerDVA$684,975$272,888
Elizabeth WarrenDMA$364,259$219,603
Sheldon WhitehouseDRI$114,032$128,333
Roger F. WickerRMS$179,753$94,175
Ron WydenDOR$164,259$168,550

Interest Groups that supported this bill

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Check All
$ Donated
Commercial banks & bank holding companies$11,018,814
Insurance companies, brokers & agents$9,895,190
Real estate agents$5,908,282
Civil servant/public employee$4,716,617
Residential construction$1,940,795
Credit unions$1,239,308
Insurance$739,272
General business associations$494,423
Lumber and wood products$459,139
Health & welfare policy$384,580
Consumer groups$8,650
Municipal & county government organizations$250

Interest Groups that opposed this bill

Uncheck All
Check All
$ Donated
Insurance companies, brokers & agents$9,895,190
Republican/Conservative$9,037,539
Life insurance$6,304,772
Environmental policy$5,650,641
Property & casualty insurance$3,144,298
Health & welfare policy$384,580
Energy, Natural Resources and Environment$80,700
Fiscal & tax policy$48,650
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