H.R. 5244 - Credit Cardholders' Bill of Rights Act of 2008
- Sponsor:
- Carolyn B. Maloney
- Summary:
- To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. (by CRS)
- Status:
- The bill was voted on in the House on September 23, 2008
PASSED on September 23, 2008.
1/2 required to pass
voted YES: 312
voted NO: 112
9 voted present/not voting
Credit Cardholders' Bill of Rights Act of 2008
H.R. 5244 — 110th Congress (2007–2008)
- Keywords
- credit card, interest rates
- Summary
- To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. (by CRS)
- Learn More
- At OpenCongress
- Title
- To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes.
- Other Titles
- Credit Cardholders' Bill of Rights Act of 2008
- Credit Cardholders' Bill of Rights Act of 2008
- Credit Cardholders' Bill of Rights Act of 2008
- Sponsor
- Carolyn B. Maloney
- Co-Sponsors
- Grace F. Napolitano
- Edward J. Markey
- Madeleine Z. Bordallo
- Bob Filner
- Eni F. H. Faleomavaega
- Brad Miller
- Sheila Jackson Lee
- Silvestre Reyes
- Dennis J. Kucinich
- Jerrold Nadler
- G. K. Butterfield
- Paul Kanjorski
- Gene Green
- James P. McGovern
- John F. Tierney
- John Conyers, Jr.
- Henry Cuellar
- Raúl M. Grijalva
- Yvette D. Clarke
- Walter B. Jones
- William Delahunt
- Michael Arcuri
- Solomon Ortiz
- Eliot L. Engel
- Nita M. Lowey
- Charles B. Rangel
- Eleanor Holmes Norton
- Debbie Wasserman Schultz
- Lincoln Davis
- Sam Farr
- Alcee L. Hastings
- Melvin L. Watt
- Jackie Speier
- Keith Ellison
- Jesse L. Jackson Jr.
- Michael McNulty
- Michael E. Capuano
- Nancy Boyda
- Anna G. Eshoo
- Daniel Lipinski
- Gary L. Ackerman
- Diane Watson
- David Obey
- Jerry McNerney
- James Marshall
- Timothy J. Walz
- Edolphus Towns
- Christopher Shays
- Hilda Solis
- Rush Holt
- Charles A. Gonzalez
- Mark Udall
- Linda T. Sánchez
- Bruce L. Braley
- Dale E. Kildee
- Jim McDermott
- Chaka Fattah
- Stephen F. Lynch
- David Wu
- Sanford D. Bishop, Jr.
- Donald Payne
- Gabrielle Giffords
- Thomas Allen
- Zoe Lofgren
- Bennie G. Thompson
- Doris O. Matsui
- Tim Ryan
- Ciro Rodriguez
- Fortney Pete Stark
- Nick J. Rahall II
- André Carson
- Lucille Roybal-Allard
- James R. Langevin
- Robert E. Andrews
- Loretta Sanchez
- Kirsten E. Gillibrand
- Corrine Brown
- David Loebsack
- Ben Chandler
- Joe Courtney
- Frank Pallone, Jr.
- Henry C. "Hank" Johnson, Jr.
- Neil Abercrombie
- Rosa L. DeLauro
- John D. Dingell
- John A. Yarmuth
- Kendrick Meek
- Betty McCollum
- Gene Taylor
- Lynn C. Woolsey
- Steven R. Rothman
- Barbara Lee
- Barney Frank
- Tammy Baldwin
- Steve Kagen
- John Hall
- Maxine Waters
- Phil Hare
- Anthony Weiner
- Al Green
- Steve Israel
- Maurice D. Hinchey
- Louise McIntosh Slaughter
- Carolyn Kilpatrick
- Lloyd Doggett
- Janice D. Schakowsky
- José E. Serrano
- Xavier Becerra
- Peter Welch
- Marcy Kaptur
- Wm. Lacy Clay
- John Barrow
- Russ Carnahan
- Mazie K. Hirono
- Jim Cooper
- Jay Inslee
- Chris Van Hollen
- Niki Tsongas
- Steve Cohen
- Joe Baca
- Albio Sires
- Danny K. Davis
- Brad Sherman
- Betty Sutton
- John P. Sarbanes
- Richard E. Neal
- William Jefferson
- Bart Stupak
- Michael M. Honda
- Brian Higgins
- Robert A. Brady
- James P. Moran
- Eddie Bernice Johnson
- John Murtha
- Elijah E. Cummings
- Earl Blumenauer
- Leonard L. Boswell
- Stephanie Jones
- John Lewis
- Albert Wynn
- Carol Shea-Porter
- Patrick Kennedy
- Shelley Berkley
- Sander M. Levin
- Howard L. Berman
- John W. Olver
- Luis V. Gutiérrez
- Lois Capps
- Brian Baird
- Henry A. Waxman
- Rubén Hinojosa
- Peter A. DeFazio
- Emanuel Cleaver
- Bill Pascrell, Jr.
- George Miller
- Subjects
- Finance
- Business
- Consumer credit
- Consumer education
- Consumer protection
- Consumers
- Contracts
- Credit cards
- Debtor and creditor
- Fees
- Financial statements
- Government information
- Government paperwork
- Government publicity
- Interest rates
- Standards
- Related Bills
- Major Actions
Introduced 2/07/2008 Referred to Committee Passed House 9/23/2008 - Bill History
-
Chamber/Committee Motion Date Result select this vote House On Motion to Recommit with Instructions: H.R. 5244 Credit Cardholders’ Bill of Rights Act of 2008 9/23/2008 This motion DID NOT PASS the House 198 voted YES 219 voted NO 16 voted present/not votingcurrently selected House On Passage - House - H.R. 5244 Credit Cardholders’ Bill of Rights Act of 2008 9/23/2008 This bill PASSED the House 312 voted YES 112 voted NO 9 voted present/not votingAction Date Description Introduced 2/07/2008 2/07/2008 Referred to the House Committee on Financial Services. 4/17/2008 Referred to the Subcommittee on Financial Institutions and Consumer Credit. 4/17/2008 Subcommittee Hearings Held. 7/31/2008 Subcommittee on Financial Institutions and Consumer Credit Discharged. 7/31/2008 Committee Consideration and Mark-up Session Held. Put on a legislative calendar 7/31/2008 Ordered to be Reported (Amended) by the Yeas and Nays: 39 - 27. 9/17/2008 Reported (Amended) by the Committee on Financial Services. H. Rept. 110-857. Put on a legislative calendar 9/17/2008 Placed on the Union Calendar, Calendar No. 554. 9/22/2008 Rules Committee Resolution H. Res. 1476 Reported to House. Rule provides for consideration of H.R. 5244 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Bill is closed to amendments. All points of order against consideration of the bill are waived except those arising under clause 9 or 10 of rule XXI. The amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill shall be considered as adopted. 9/23/2008 The previous question was ordered pursuant to the rule. 9/23/2008 Mr. Castle moved to recommit with instructions to Financial Services. 9/23/2008 DEBATE - The House proceeded with 10 minutes of debate on the Castle motion to recommit with instructions. The instructions contained in the motion seek to require the bill to be reported back to the House with an amendment inserting a new section providing a trigger for enactment. 9/23/2008 The previous question on the motion to recommit with instructions was ordered without objection. select this vote Vote 9/23/2008 On Motion to Recommit with Instructions: H.R. 5244 Credit Cardholders’ Bill of Rights Act of 2008 currently selected House Vote on Passage 9/23/2008 On Passage - House - H.R. 5244 Credit Cardholders’ Bill of Rights Act of 2008 9/24/2008 Rule H. Res. 1476 passed House. 9/24/2008 Rule provides for consideration of H.R. 5244 with 1 hour of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. Measure will be considered read. Bill is closed to amendments. All points of order against consideration of the bill are waived except those arising under clause 9 or 10 of rule XXI. The amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill shall be considered as adopted. 9/24/2008 Considered under the provisions of rule H. Res. 1476. 9/24/2008 DEBATE - The House proceeded with one hour of debate on H.R. 5244. 9/24/2008 Received in the Senate. 10/02/2008 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. Number Sponsor Date Offered Status
Average contributions given to House members from interest groups that…
supported this bill
Commercial service unions |
Small business associations |
Consumer groups |
opposed this bill
Contributions data source: OpenSecrets.org